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I’m thinking of a divorce. Should I open my own accounts?

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Q. My husband and I have always had joint accounts and joint credit cards. I’m thinking of getting a divorce. How can I decide if I should open separate accounts to make sure I’m all set if we separate? I don’t really want him to know until I decide for sure. — Considering A. We’re sorry to hear things aren’t going well, but we’re glad to see you want to make sure your credit is solid. It should be pretty easy to do. Start by opening up a bank account and credit card, and make sure you have online access so you can avoid having the statements mailed to your home, said Jerry Lynch, a certified …

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